Cyber Insurance

At-Bay’s cyber insurance policies provide robust first- and third-party coverage on both primary and excess lines. Our policies are enhanced with Active Risk Monitoring services at no additional cost and supported by our in-house Claims team.

Wholesale brokers using Broker Platform on mobile

Cyber Coverage Highlights

  • Direct and Contingent coverage for Business Interruption and System Failure
  • Social Engineering & Invoice Manipulation coverage available for all classes of business
  • Full limits offered for Cryptojacking and Bricking coverage
  • Broad Cyber Extortion coverage including payment of cryptocurrencies
  • Reputational Harm coverage including PR costs as a result of Adverse Publications
  • Ability to manuscript endorsements to address specific exposures for the insured
  • Comprehensive Information Privacy coverage includes the unintended violation of any Privacy Regulation, including GDPR & CCPA
  • All policies are enhanced with our active risk monitoring services, at no additional cost*
  • Surplus paper available via Broker Platform and API
  • Admitted paper available via API only (in all states including D.C., with the exception of Alaska and Kentucky)

Surplus Cyber Appetite

At-Bay's Surplus Cyber product offers coverage for businesses with up to $2 billion in revenue and up to $5 million in limits on both a primary and excess basis for most classes of business. Through our Broker Platform, brokers can get quotes in seconds for businesses with up to $100 million in revenue and up to $3 million in limits.

Up to

$5M

In limits

Up to

$2B

In revenue

Surplus Cyber Appetite

At-Bay's Surplus Cyber product offers coverage for businesses with up to $2 billion in revenue and up to $5 million in limits on both a primary and excess basis for most classes of business. Through our Broker Platform, brokers can get quotes in seconds for businesses with up to $100 million in revenue and up to $3 million in limits.

Admitted Cyber Appetite

At-Bay Admitted Cyber is available exclusively via API. Our admitted product offers coverage for businesses with up $25 million in revenue with a valid domain ($5 million with no domain) and limits up to $1 million. Coverage is available in all states including D.C., with the exception of Alaska and Kentucky.

View our Admitted Cyber Appetite Guide
  • Up to $1M In limits

  • Up to $25M In revenue

View our Admitted Cyber Appetite Guide

What’s Your Cyber Risk?

Quickly determine your client's financial exposure to cyber attack with our cyber risk calculators.

What’s Your Cyber Risk?

Level Up on Cyber

Insights and learnings to empower brokers to be an expert on cyber.

Surplus Cyber Appetite Guide

Broker Document

Surplus Cyber Appetite Guide
Read more
Why Buy Cyber - Surplus

Broker Document

Why Buy Cyber - Surplus
Read more
At-Bay Sample Security Report

Broker Document

At-Bay Sample Security Report
Read more

Frequently Asked Questions about our Cyber Coverage

  • Does At-Bay offer system failure coverage?

    Yes! At-Bay offers both direct and contingent system failure coverage to the full limit of insurance by default, regardless of whether you send submissions online or through email.

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  • Does At-Bay offer reputational harm coverage?

    Yes! At-Bay offers reputational harm coverage to the full limit of insurance by default, regardless of whether you send submissions online or through email.

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  • What if my client's industry isn't listed on the At-Bay application?

    If your client's industry isn't listed on our submission form, don't fret!

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*Active Risk Monitoring is only available for At-Bay Cyber and Tech E&O policyholders with a unique web domain.

All products may not be available in all states. The material on this page is intended for use solely by properly licensed insurance professionals.