Tech E&O Insurance
Don’t settle for professional liability coverage by endorsement. At-Bay’s Technology Errors & Omissions insurance policies are specially designed to address the key risks that technology companies face in the market.
Tech E&O insurance protects businesses from financial loss and liability claims arising from an organization’s technology products or services.
Tech E&O Coverage Highlights
- Breach of contract coverage expanded beyond standard technology liability existing in absence of a contract
- No exclusions for breach of warranties, guarantees, or consequential damages
- Broad intellectual property infringement coverage extended to trade secret misappropriation, cybersquatting, improper deep-linking, and source-code license violations, as well as standard software copyright infringement
- Service credits included within the definition of payable damages if issued to settle a claim
- Personal injury coverage includes defamation, malicious prosecution, wrongful eviction, and false imprisonment
- Comprehensive negligence coverage, including improper installations, coding errors, data processing flaws, failed implementations, and network outages
- Contractual indemnity coverage for obligations owed to customers resulting from alleged wrongful acts
- All Tech E&O policies enhanced with our active risk monitoring services at no additional cost
Up to
$5M
In limits
Up to
$2B
In revenue
Primary & Excess Appetite
At-Bay's Tech E&O product offers up to $5 million in limits to businesses up to $2 billion in revenue for both primary and excess products, in most classes of business.
*At-Bay does not insure businesses in the gambling, cannabis, and adult entertainment industries.
What’s Your Cyber Risk?
Quickly determine your client's financial exposure to a cyber attack with our cyber risk calculators.
Level Up on Tech E&O
Insights and learnings to empower brokers to be an expert on Tech E&O.
Backed by the Most Trusted Names in Insurance
Backed by the Most Trusted Names in Insurance
As a Managing General Agent (MGA), At-Bay underwrites insurance policies through HSB Specialty Insurance Company, part of Munich Re, and Trisura Specialty Insurance Company.
Frequently Asked Questions
-
Which Higher-Risk Business Classes Are Eligible for Tech E&O Auto-Quotes?
We provide auto-quotes and competitive rates for technology businesses up to $5 million in revenue in the following classes: emergency notification, financial software, healthcare/medical software, data destruction/e-recycling, and business process outsourcing.
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Can I Use the Broker Platform for Technology Businesses Larger Than $25M in Revenue?
Yes. The quote won’t be generated automatically, but one of our underwriters will review the submission quickly and offer terms if it is within our appetite. The long-form application won’t be required unless deemed necessary by the underwriter.
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Can I Offer My Retail Agents Exclusive Access to Get Bindable Tech E&O Auto-Quotes With At-Bay?
Yes. We understand brokers work with retailers who often quote SME technology business directly, so this is a great way to give them a rare, quick-quote solution for Tech E&O without sacrificing on coverage. To get a branded platform iteration via White Label or discuss our API offering, email partnerships@at-bay.com.
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