Technology E&O Insurance
Don't settle for E&O coverage by endorsement. We created At-Bay's Technology E&O insurance policy as a standalone solution for both primary and excess lines, enhanced with modern risk management services to help insureds avoid loss before it happens. Competitive underwriting is backed by A++ paper and supported by our own in-house claims counsel.
Coverage Highlights
- Broad breach of contract coverage beyond liability existing in absence of contract
- No exclusions for breach of warranties, guarantees, or consequential damages
- IP coverage including copyright infringement and trade secret misappropriation
- Service credits included within the definition of payable damages if issued to settle a claim
- Personal injury coverage including defamation and malicious prosecution
- Negligence coverage includes improper installations, coding errors, data processing flaws, failed implementations, and network outages
- All excess policies are enhanced with our modern risk management services, at no additional cost
Up to
$10M
In limits
Up to
$5B
In revenue
Primary & Excess Appetite
At-Bay's Tech E&O product offers up to $10 million in limits to businesses up to $5 billion in revenue for both primary and excess products, in most classes of business.
*At-Bay does not insure businesses in the gambling, cannabis, and adult entertainment industries.
What’s Your Cyber Risk?
Quickly determine your client's financial exposure to cyber attack with our data breach calculator.
Level Up on Tech E&O
Insights and learnings to empower brokers to be an expert on Tech E&O.
Backed by the Most Trusted Names in Insurance
Backed by the Most Trusted Names in Insurance
As a Managing General Underwriter (MGU), At-Bay underwrites insurance policies through HSB Specialty Insurance Company, rated A++ by A.M. Best Company and part of Munich Re.
Frequently Asked Questions about our Tech E&O coverage
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Does At-Bay offer System Failure coverage?
Yes! At-Bay offers both direct and contingent system failure coverage to the full limit of insurance by default, regardless of whether you send submissions online or through email.
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Does At-Bay offer reputational harm coverage?
Yes! At-Bay offers reputational harm coverage to the full limit of insurance by default, regardless of whether you send submissions online or through email.
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What if my client's industry isn't listed on the At-Bay application?
If your client's industry isn't listed on our submission form, don't fret!
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