Tech E&O Insurance

Don’t settle for E&O coverage by endorsement. At-Bay’s Technology Errors and Omissions insurance policies are designed as a standalone solution for both primary and excess lines.

Coverage Highlights

  • Breach of contract coverage expanded beyond standard technology liability existing in absence of a contract
  • No exclusions for breach of warranties, guarantees, or consequential damages
  • Broad intellectual property infringement coverage extended to trade secret misappropriation, cybersquatting, improper deep-linking, and source-code license violations, as well as standard software copyright infringement
  • Service credits included within the definition of payable damages if issued to settle a claim
  • Personal injury coverage includes defamation, malicious prosecution, wrongful eviction, and false imprisonment
  • Comprehensive negligence coverage, including improper installations, coding errors, data processing flaws, failed implementations, and network outages
  • Contractual indemnity coverage for obligations owed to customers resulting from alleged wrongful acts
  • All Tech E&O policies enhanced with our active risk monitoring services at no additional cost

Primary & Excess Appetite

At-Bay's Tech E&O product offers up to $10 million in limits to businesses up to $2 billion in revenue for both primary and excess products, in most classes of business.

*At-Bay does not insure businesses in the gambling, cannabis, and adult entertainment industries.

Up to

$10M

In limits

Up to

$2B

In revenue

Primary & Excess Appetite

At-Bay's Tech E&O product offers up to $10 million in limits to businesses up to $2 billion in revenue for both primary and excess products, in most classes of business.

*At-Bay does not insure businesses in the gambling, cannabis, and adult entertainment industries.

What’s Your Cyber Risk?

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Level Up on Tech E&O

Insights and learnings to empower brokers to be an expert on Tech E&O.

Tech E&O Policy Overview

Broker Document

Tech E&O Policy Overview
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Quoting Tech E&O Just Got Easier

Article

Quoting Tech E&O Just Got Easier
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Tech E&O Appetite Guide

Broker Document

Tech E&O Appetite Guide
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Backed by the Most Trusted Names in Insurance

Backed by the Most Trusted Names in Insurance

As a Managing General Underwriter (MGU), At-Bay underwrites insurance policies through HSB Specialty Insurance Company, rated A++ by A.M. Best Company and part of Munich Re.

Frequently Asked Questions

  • Which Higher-Risk Business Classes Are Eligible for Tech E&O Auto-Quotes?

    We provide auto-quotes and competitive rates for technology businesses up to $5 million in revenue in the following classes: emergency notification, financial software, healthcare/medical software, data destruction/e-recycling, and business process outsourcing.

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  • Can I Use the Broker Platform for Technology Businesses Larger Than $25M in Revenue?

    Yes. The quote won’t be generated automatically, but one of our underwriters will review the submission quickly and offer terms if it is within our appetite. The long-form application won’t be required unless deemed necessary by the underwriter.

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  • Can I Offer My Retail Agents Exclusive Access to Get Bindable Tech E&O Auto-Quotes With At-Bay?

    Yes. We understand brokers work with retailers who often quote SME technology business directly, so this is a great way to give them a rare, quick-quote solution for Tech E&O without sacrificing on coverage. To get a branded platform iteration via White Label or discuss our API offering, email partnerships@at-bay.com.

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