technology errors and omissions insurance

Tech E&O Insurance

Specialized coverage that combines professional liability and cyber protection for the unique risks technology companies face.

Tech E&O Coverage Highlights

Breach of contract coverage expanded beyond standard technology liability existing in absence of a contract

No exclusions for breach of warranties, guarantees, or consequential damages

Broad intellectual property infringement coverage extended to trade secret misappropriation, cybersquatting, improper deep-linking, and source-code license violations, as well as standard software copyright infringement

Service credits included within the definition of payable damages if issued to settle a claim

Personal injury coverage includes defamation, malicious prosecution, wrongful eviction, and false imprisonment

Comprehensive negligence coverage, including improper installations, coding errors, data processing flaws, failed implementations, and network outages

Contractual indemnity coverage for obligations owed to customers resulting from alleged wrongful acts

Access to At-Bay Stance, your client’s unified security platform, is included with every policy1

Primary & Excess Appetite

At-Bay provides Tech E&O insurance on a primary and excess basis for businesses with up to $5 billion in revenue with limits up to $10 million.

Through our Broker Platform, brokers can get quotes in seconds for businesses with up to $100 million in revenue with limits up to $3 million.

View appetite guide
Primary & Excess Appetite

At-Bay Stance

Access to At-Bay Stance is included with every Tech E&O policy — a unified security solution valued that 1 in 3 policyholders actively use to reduce their cyber risk.1

Learn more
At-Bay Stance

What’s Your Cyber Risk?

Quickly determine your client's financial exposure to a cyber attack with our cyber risk calculators.

Calculate your risk
What’s Your Cyber Risk?

INSURSEC PACKAGES FOR AT-BAY

Unlock Enhanced Coverage to Protect Against Ransomware and Financial Fraud

Better security. Better coverage. Better outcomes. That’s InsurSec.

Download one-pager See package details

CORE

Foundational Cyber Protection


What’s Included:

  • Comprehensive cyber insurance
  • Vulnerability monitoring
  • vCISO advisory/tabletops
  • Security awareness training
  • Fraud Defense 
(activation unlocks up to $500K financial fraud sub-limit)3

Additional Security Cost:

  • Included with Embedded Security Fee

PREMIUM CREDIT AVAILABLE6

ADVANCED

Enhanced Ransomware Protection

Everything in Core, plus:

  • Reduced ransomware retention5
  • 0 hour waiting period for ransomware
  • Flat renewal
  • MDR for Endpoint4 
(separate purchase required)

Additional Security Cost:

  • $16/user per month for MDR for Endpoint7

PREMIUM CREDIT AVAILABLE6

COMPLETE

Ransomware & Financial Fraud Protection

Everything in Advanced, plus:

  • $0 financial fraud retention3
  • Up to $1M financial fraud sub-limit3
  • MDR for Email4
(separate purchase required)

Additional Security Cost:

  • $25/user per month for MDR for Endpoint and Email7

Send us your submissions

Email your submissions to underwriting@at-bay.com or get automatic quotes on At-Bay's Broker Platform.

Email submissions Broker Platform

1. The At-Bay Stance platform is available to insureds with policies placed through At-Bay Insurance Services, LLC that include an Embedded Security Endorsement.

2. Estimated value of At-Bay’s Stance is based on At-Bay’s market assessment. At-Bay Stance should not be considered a replacement for a comprehensive exposure management solution or a standalone cyber security solution. Please consult with an IT professional for additional guidance. Eligibility, rules, and limitations will vary.

3. For financial fraud arising from certain causes; see policy for details.

4. At-Bay Stance MDR is provided by and available for purchase separately through At-Bay Security, LLC, a wholly owned subsidiary of At-Bay, Inc. Stance MDR is not required for insurance coverage through At-Bay, and it is not limited to At-Bay policyholders. Similar credits and enhancements available for comparable solutions.

5. The availability of this and all coverage enhancements listed on this page will be based on the specific risk profile of the business and subject to qualifying conditions.

6. Qualified policyholders who implement an approved MDR solution may be eligible for a premium credit. Please contact your authorized insurance representative for additional information concerning potential cost savings. Any premium savings will be based on the specific risk profile of the business and qualifying conditions.

7. This page provides estimated pricing information based on current market conditions and is subject to change without notice. Actual prices may vary.

All products may not be available in all states. The material on this page is intended for use solely by properly licensed insurance professionals.